In August 1987, the Togamis were able to refinance the 1982 purchase money Note through a loan from Imperial Thrift and Loan Association ("Imperial"). The Togamis were unable to acquire a new loan by April 1987 and defaulted on the original purchase money Note. The lender, Fresno Investors, a Limited Partnership, also agreed to subordinate the obligation under the 1982 Note to new financing and to accept a new note in the principal amount of $325,000. The Note included an obligation by the maker to refinance the Note on or before April 1987. To finance the purchase, the Togamis assumed various notes and deeds of trust against the property, including a purchase money promissory note executed by Kakinami (the "Note"). The Togamis originally acquired the Fresno apartment building in 1982 from Joyce Kakinami pursuant to a tax deferred real estate exchange.
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